English Language Quiz 67 for IBPS PO

Directions (Q. 1-10):  Read the following passage carefully and answer the questions given below it. Bharatiya Mahila Bank, the country’s first all-women commercial bank, commenced its operations with  seven branches. The first branch of Bank was opened in the  iconic Air India building at Nariman point in Mumbai. India’s Prime Minister inaugurated the system on 19 November 2013 on the occasion of the 94th birth anniversary of former Indian Prime Minister Indira Gandhi. The setting up of the Bharatiya Mahila Bank is a small step towards the economic empowerment of women. It is also a reflection of our commitment to this cause. The bank will allow deposits to flow from everyone, but lending will be predominantly for women. The main objective of Bharatiya Mahila Bank is financial inclusion of women and providing them equal and easy access of financial services. But the move has been criticized as it treats women “differently”. This fact is guised in many forms, some in garbs of  reverence, some as protection, but they are all forms of discrimination that promote gender-based  stereotyping. Women-only organizations  stem from this eagerness  to   patronize women in the name of preferential treatment.”
Bharatiya  Mahila  Bank  has  been  set  up  with  an  initial  paid-up  capital  of  Rs  1,000  crore.  Led  by  Usha Ananthasubramanian, all the eight on the board of directors of the bank are women. The bank aims to increase its branch count to 25 by March 2014.Currently, all the seven branches of the bank are in urban centres — Kolkata, Mumbai, Lucknow, Guwahati, Chennai, Bangalore and Ahmedabad. This could also prove to be a hindrance, at least in the short-term, in reaching out to rural women.In India, only 26% of women have an account with a formal financial institution, compared with 46% of men. That means an account in either a bank, a credit union, a co-operative, post office or amicro finance institution. Also, for women, per capita credit is 80 per cent lower than males.The Bharatiya Mahila Bank, which started operations from November 2013, is planning to open a modest 33,400 accounts through 39 branches in its first year.         

1. Which of the following is correct in the context of the passage ?
A. Only women are appointed in Bhartiya Mahila Bank (BMB).
B. BMB is planning to open more branches in next five years.
C. Women have 20% less account with a formal financial institution, in the comparison of men.
1) Only A 2) Only B 3) Only C 4) All A, B, and C 5) None of these

2. Consider the following statements and find out which of them are false in the context of the passage?
A. It will accept deposits from only women but lending will be only for men.
B. It's first branch Inaugurated in Mumbai
1) Only A 2) Only B 3) Both A and B 4) Either A or B 5) None of these

3. On which of the following occasion BMB is inaugurated ?
A. On the occasion of woman's day.
B. On the occasion of women empowerment.
C. On the occasion of the 96th  birth anniversary of the former Prime Minister of India
1) Only A 2) Only B 3) Only C 4) Both B and C 5) None of these

4. What do you meant by "Per capita credit is 80 percent lower than males"?
1) Total is less than 80%.
2) Average per person is 80 percent lower than males.
3) Total capital is less than 20% in the comparison of men.
4) An account is credited less than 80%.
5) None of these.

5. What is the initial capital of BMB ?
1) 26% of its total income. 2) Equal to 33400 accounts.
3) It's one thousand crores. 4) Yet it's not decided. 5) None of these

Directions: (Q.6-10): Choose the word which is MOST SIMILAR in meaning to the word printed in bold  as used in the passage.

6. Predominantly
1) Mostly 2) Ruling 3) Mainly 4) Inferior 5) Trivial

7. Iconic
1) Historic 2) Seminal 3) Untraditional 4) Atypical 5) Scorn

Direction: (Q. 8 - 10) :  Choose the word which is MOST OPPOSITE in meaning of the word printed in bold as given below-

8. Reverence
1) Dissimilate 2) Pigeonhole 3) Methodize 4) Disregard 5) Condescend

9. Stereotype
1) Disorganize 2) Snub 3) Antagonize 4) Emblematic 5) Disdain

10. Patronize
1) Favour 2) Oppose 3) Standard 4) Confuse 5) Facade


Answers :-


1.4 ,    2.1 ,   3.3 ,   4.2 ,   5.3 ,   6.3  ,   7.1 ,   8.4 ,   9.1 ,   10.2



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